Public Notice - UCC Filing 2022-345-2457-8
Dated twenty-first day of September 2025
File Number: 2022-345-2457-8
Secured Party: Felicia Gunhild Engstrom Tweed Heads West, [2485]
Security Agreement: FE-121222-SA
Debtor: FELICIA GUNHILD ENGSTROM trade-name (*)
Creditor: Felicia-Gunhild Engstrom©️
(*FELICIA GUNHILD ENGSTROM, and any and all derivatives and variations in the spelling of said name)
Power of Attorney in Fact: FE-260323-PAIF
File Status: Accepted
Back in 2022, around the time I reconveyed, I was reading Redemption Manual 4.5 edition - From Government-Imposed Ignorance To Enlightenment as a Secured Party Creditor, when I lodged the above details and received a receipt from the Washington State Department of Licensing for UCC1 Receipt of Initial Financing Statement. I paid a Fee Amount ($US) $23.00. I filed it away and didn’t use it or think about it.
After I was unlawfully removed from my property on 3rd July 2025, I was blessed to lay my hands on and save the majority of my lawful paperwork.
Today I have dug out the above UCC filing that I did on the 12/11/2022 2:55:00 PM - File number 2022-345-2457-8 Secured Party Felicia Gunhild Engstrom Tweed Heads West, [2485], which I will be sending to Westpac Banking Corporation to again claim my exemption and discharge any debt.
I will also be re-sending my Living Testimony in the Form of an Affidavit with Notice dated 23rd March 2023 sent to:
Michael Cameron / MICHAEL CAMERON doing business as Chief Financial Officer
St. George Bank a division of Westpac Banking Corporation
ABN 33 007 457 141, AFSL and Australian credit licence 233714
Tower Two International Towers
200 Barangaroo Avenue
Barangaroo
New South Wales [near 2000] Australia
I will also be re-sending the copy of the PUBLIC NOTICE - WESTPAC MORTGAGE SECURITISATION DISCLOSURE on Westpac letterhead.
The full Public Notice reads as follows:
“In the interest of public awareness and to ensure that Mortgage Holders with Westpac are given full disclosure of the details of their loans, please be advised of the following announcement:
Westpac Banking Corporation in association with JP Morgan (Australia) Limited, Perpetual Trustees, Waratah Receivables Corporation and Westpac Securitisation Management Pty Limited have been involved with a number of Residential Mortgage Securitisation programs including:
Series 2002-1G WST Trust
Series 2007 - 1G WST Trust
Progress 2010-1 Trust (AMP Bank)
REDS Trust Series 2010-1 (Bank of Queensland)
Torrens Series 2010-1 (Bendigo and Adelaide Bank)
Each of the Trusts are comprised of a pool of Residential Mortgages that Westpac originates and sells to a Trustee such as JP Morgan Trust Australia Limited, Perpetual Trustees Limited or Waratah Receivables Corporation.
In each instance, the Trust gains equitable title to the Residential Mortgages as a result of the assignment.
The Mortgages are then pooled into Tranches, within what are termed “SPV’s” or Special Service Vehicles and then Notes or Commercial Paper are offered to investors on the Secondary Market backed by these securities.
You will have not received notice of the sale or assignment of your Mortgage, as that could create a Title Perfection Event and collapse the Trust.
To prevent this, the Trusts have hired Westpac as the Service of the Loans, under a pooling and Servicing Agreement so that we may continue collecting mortgage repayments and interest from you, to pass onto them.
In that way, you will not realise that there is any material change.
We have ensured that at branch level, our staff will not be aware of any assignment of your Mortgage, and as such will not be able to offer any assistance in the matter.
Thankyou for your business.
WESTPAC BANKING CORPORATION
for further enquiries, please contact:
Manuela Adi
Chief Operating Officer
Westpac Banking Corporation
575 Fifth Avenue, 39th Floor
New York, New York 10017
Westpac Securitisation Management Pty Limited
Level 20, 275 Kent Street,
Sydney NSW 2000, Australia
+612 8253 3589
J.P. Morgan Trust Australia Limited
(ABN 49 059 294 052)”
There it is! The fraud in your face.
That is why the Branch Manager and Assistant Branch Manager, along with the staff at Westpac/St. George Branch, Minjungbal Drive, Tweed Heads South, are clueless and kept in the dark and why they are unable to assist I in any queries regarding mortgages. The other part of the fraud relates to the province of South Australia (it is my opinion that it is still part of the Roman Curia) with regards to:
Licensed legal representative: Nora Minassian
Practising certificate number: 53126
Firm - TG Legal + Technology,
7 Laffer Drive,
BEDFORD PARK SA 5042
Frequent user identifier: STGEORGESA
“A province is an administrative division within a country or state. The term derives from the ancient Roman “provincia”, which was the major territorial and administrative unit of the Roman Empire's territorial possessions outside Italy.”
https://en.m.wikipedia.org/wiki/Province
When I bring up the address on maps, 9 Laffer Drive BEDFORD PARK is Westpac. In maps you are unable to fully view the building, it doesn’t allow you access any further than the entrance. Why is it hidden?
To date, the Attorney-General’s and Solicitor-General’s NSW and the Commonwealth, Chief Financial Officer St. George Bank (Westpac Banking Corporation trades as St. George Bank as per the Dun and Bradstreet listing) and Key Principals Westpac Banking Corporation Sydney and New York, and other government entities and persons have not responded.
Pip Nagam, Special Counsel TG Legal + Technology for Westpac Banking Corporation in Sydney did respond that the redemption bond was not valid as “payment” to discharge the mortgage via email and then I was blocked by TG Legal + Technology. Poor form indeed! I am blocked on all Westpac and St. George email addresses as well.
After being blocked, I sent Pip Nagam correspondence via “person to person” registered mail with proof of the fraud and instructions on using the redemption bond. More commercial fraud occurred by TG Legal + Technology and Australian Post (that’s how they spell it on the Dun and Bradstreet listing) with the delivery.
I have Registered Mail Numbers for tracking and recording purposes along with witnessed Third Party Proof of Service and Contents Mailed for all correspondence sent.
By receiving this Notice, all deniability is removed. Fraus est celare fraudem meaning “It is a Fraud to conceal a Fraud”.
I am a living soul woman without citizenship obligations. I am the donor and sole inheritor of the survivorship of my estate - Felicia Gunhild Engstrom - and I hold the sole survivor interest.
I am not a voluntary transactor in Commerce and I am exempt from your jurisdiction and claim my exemptions, remedies and reliefs.
May I remind your Court or COURT that the Estate you are claiming is bonded against loss by the Bond Number disguised as a File Number on my State of State Birth Certificate created by the Bankstown Court House, New South Wales, Australia by the REGISTERING AUTHORITY - Maria Louise Hills, Assistant District Registrar.
Notice to Agents is Notice to Principals, and Notice to Principals is Notice to Agents. NOTICE TO AGENTS IS NOTICE TO PRINCIPALS, AND NOTICE TO PRINCIPALS IS NOTICE TO AGENTS.
By: Felicia Gunhild Engstrom
A Living Terra Australis National endowed with all her natural rights
Without recourse-Non Assumpsit
All rights reserved
